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Angel McCullough
Angel McCullough
It's Closing Time Realty
Grapevine, TX 76051

817-344-8877
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Blog: Mortgage Information

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Angel McCullough, REALTOR®
It's Closing Time Realty

1701 W. Northwest Hwy Ste. 240
Grapevine, TX 76051
Phone: 817-344-8877
Email: Angel@ItsClosingTime.com

Testimonials

Ms. McCullough, listed my home on a Friday, and on Monday, had 4 offers, which she quickly sorted through, weeding out the "tire kickers". Within a month the house was sold, and she facilitated a two week closing, check in hand! She's an extremely energetic young woman, with a very positive  attitude, and she possesses an inner level of motivation to assist her clients that is exceptional! Preacher8888
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